Professional Certificate in Microsavings for Financial Institutions

• Introduction to Micro savings: Understanding the concept, importance and benefits of micro savings for financial institutions and low-income individuals. • Product Design and Development: Designing and developing micro savings products tailored to the needs of low-income individuals, including features, pricing and delivery channels. • Marketing and Promotion: Developing and implementing effective marketing and promotion strategies to attract and retain low-income savers. • Client Onboarding and Support: Designing and implementing client onboarding and support processes that are customer-centric and comply with regulatory requirements. • Risk Management: Identifying, assessing and managing risks associated with micro savings, including credit, liquidity, operational and reputational risks. • Financial Education: Providing financial education to low-income individuals to empower them to make informed financial decisions and improve their financial well-being. • Technology and Innovation: Leveraging technology and innovation to improve the delivery, accessibility and affordability of micro savings products. • Regulatory Compliance: Complying with regulatory requirements related to micro savings, including anti-money laundering (AML), know-your-customer (KYC) and data privacy regulations. • Monitoring and Evaluation: Monitoring and evaluating the performance and impact of micro savings products, including measuring outreach, usage and financial outcomes.